I really like the app but can I not have the terrifying warning that I need to raise my payment to my monthly usage (which doesn’t quite add up anyway? Is this an average monthly usage calculation?) when I have £400+ in credit? I don’t want a Bulb savings account unless you’d like to offer me interest on my built up credit lol.

I do like that I can see what I’m using and adjust my payment accordingly but please can you take my credit into account when making recommendations about payment amounts?

It’s just a guess. Adjust your standing order to the amount you want.