So just received one of the dreaded… you owe us XXX.XXX so we are increasing your DD by 60 per month (from 88 - 140 odd.).
Tried to adjust DD to 100.00 (more manageable for me at the moment) to be told nope minimum is 132.xx… which is still over budget.
DD cancelled. My question is if i make a ‘top up’ payment is this classed as a monthly payment? or will i receive admin fee’s etc for late payments?