Refund of large credit amount

My account is in credit by a large amount, and my monthly payments are too high, even though winter is coming… Is it possible to i) get a refund on my excess credit ii) reduce my monthly payments to a more reasonable level?

Thanks,

Will

Hi @willu47 that’s no issue, I’ve done so now. I’ve emailed you a confirmation that has actual ££ numbers in it. :slight_smile: